NPS Calculator

National Pension System (NPS) Calculator Guide

The NPS Calculator helps you estimate your total retirement corpus and potential pension by accounting for both employee and employer contributions, interest rate, and investment duration.

What is NPS?

NPS (National Pension System) is a government-backed pension scheme ideal for retirement planning. It allows you to contribute monthly towards your retirement while enjoying tax benefits under 80C and 80CCD(1B).

How This Calculator Helps

  • Estimate total retirement corpus from NPS investments
  • Understand tax-free lump sum withdrawal eligibility
  • See how employer contributions boost your pension savings
  • Calculate post-retirement monthly pension based on annuity purchase

Who Should Use This Tool?

This NPS Calculator is perfect for salaried employees, central/state govt staff, private sector professionals, and freelancers who want to plan for financial independence post-retirement.

Popular NPS FAQs:

  • What is the maximum amount I can withdraw from NPS at retirement?
  • How much monthly pension will I receive from NPS?
  • How does employer contribution affect NPS returns?
  • Is NPS better than PPF or mutual funds?

Our NPS calculator makes it simple to forecast your pension potential — so you can make smarter, tax-efficient decisions today.